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I always felt guilty about living beyond my means.
Now I finally have my finances under control – that feels very liberating.
LARISSA
Kindergarten director (26)
BEFORE
I started working at a young age and always knew how to earn money. However, I never learned how to properly manage my finances. I love nice things and in the past, I often lived beyond my means and regularly used my overdraft. I felt guilty every time, but the power of habit kept making me falter.
MA MONEY
I'm glad I sought help. I wouldn't have managed it alone. We started with a detailed budget. And yes – it was hard to reflect and see where all the hard-earned money was going. Together, we developed a plan to improve my spending habits. Now I'm even managing to save something for my retirement – which is especially important in our social profession.
NOW
I'm not yet where I want to be. I see my progress and have established a financial foundation. I'm looking forward to the next steps to achieve my goals. My mindset about money has changed for the better.